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There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at best.

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Understanding Travel Insurance

Travel Insurance is important to understand, since like health insurance coverage, the customer may be refused coverage. Many insurance companies will offer a surplus of coverage for individuals and families. The company will consider few aspects of the policyholder, by reviewing the risk factors involved. If the policyholder is a high-risk the company may cover the holder, but the premiums will be higher than standard in most instances. Travel Insurance on the other hand, can refuse customers if they pose a high-risk.

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US Passport Renewal

If your US passport has expired, then it would be wise to renew it as soon as possible. The unpredictability of life suggests that these things should not be left for the last moment as you never know when you would need to travel internationally.If your previous U.S. passport is less than 15 years old, and you were above 16 years of age at the time you obtained it, or your current passport is not damaged and you still bear the same name, you are eligible to apply for it by mail.

However, if you fail to meet these criteria, you will have to apply for it in person. In any other case, you can do so by mail. If the passport has to be renewed via mail then a completed, dated and signed 'DS-82' application form must be filled out and sent along with the present or expired passport, two passport-sized photos and the payment. The total fee for renewal comes up to $67. In case the name of the applicant has changed, he must also attach the original (not a mimeographed copy) and a legal document certifying the same.

For applicants residing outside the USA, passports can be renewed at the closest US Consulate or US Embassy.Keeping in mind the value of time of the customers, a reliable service is offered by bodies known as 'passport expeditors' who help to speed up the process of passport renewal. This can be done in only 24 hours and can cost around $150 (depending on the passport expeditor), thereby avoiding the cancellation of your travel plans and helping you to keep your spirits high so you can fully enjoy your travel.

.US Passport provides detailed information on US Passport, US Passport Application, US Passport Renewal, US Passport Office and more. US Passport is affiliated with US Mint Web Sites.

By: Jennifer Bailey

Travel Insurance

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