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There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at best.

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Understanding Travel Insurance

Travel Insurance is important to understand, since like health insurance coverage, the customer may be refused coverage. Many insurance companies will offer a surplus of coverage for individuals and families. The company will consider few aspects of the policyholder, by reviewing the risk factors involved. If the policyholder is a high-risk the company may cover the holder, but the premiums will be higher than standard in most instances. Travel Insurance on the other hand, can refuse customers if they pose a high-risk.

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CNN.com delivers up-to-the-minute news and information on the latest top stories, weather, entertainment, politics and more.

Designs revealed for incredible new space hotel

Mon, 16 Sep 2019 12:26:48 GMT

California company The Gateway Foundation has released plans for the Von Braun Station, a cruise ship-style hotel floating among the stars

What it's like to own a superyacht

Tue, 17 Sep 2019 05:13:04 GMT

It's a lifestyle most of us can only daydream about -- speeding through crystalline seas on a private floating palace, sipping cocktails with views of islands and open ocean, the sun beating down on the pool deck.

Where to live your best 'Downton Abbey' life

That "Downton Abbey" lifestyle may be long gone, but you can still find inspiration in "Downton Abbey" exhibitions, tours and themed excursions popping up to serve hungry fans.

The most extreme adventures on Earth

Do you take things to the edge when you travel? Here are the best places on Earth for extreme adventures -- and options for people who like safer but still exciting experiences.

The bullet train designed to feel like a living room

Fri, 13 Sep 2019 20:13:00 GMT

Japan's love affair with trains continues to push the design envelope.

Hotel or Airbnb: Which is better?

Thu, 12 Sep 2019 18:42:46 GMT

Where you stay makes all the difference on the road. Even if you only plan to spend your sleeping hours in a hotel room or apartment or rental home, inconvenient or unappealing accommodations can detract from -- or ruin -- an otherwise lovely trip.

No-deal Brexit a 'catastrophe' for travelers

Mon, 16 Sep 2019 00:11:17 GMT

A leaked government report predicting shortages of food, fuel and medication doesn't just affect residents. Combined with days-long queues to get in and out of the UK, it could be 'catastrophic' for travelers

Airbus A340-600 chopped up into coffee tables

Thu, 19 Sep 2019 13:22:46 GMT

Pieces of German airline Lufthansa's retired have been transformed into stylish coffee tables, clocks, luggage and other pieces of furniture and offered up for sale.

Here's how Harry and Meghan will fly to Africa

The Duke and Duchess of Sussex will fly commercial for their official visit to Africa. But with private security, exclusive lounges and BMWs across the runway, travel for VIPs and royalty bears little resemblance to how the rest of us fly.

From surfing huge waves in Tahiti to elephant polo in Thailand, see photos of the world's most extreme places along with the most extraordinary travel experiences.

Animals show their funny side in wildlife photography

Fri, 13 Sep 2019 20:10:27 GMT

There are some joke tellers that only a few people find funny, but a true comedy genius will have the whole world laughing.

A Delta flight plunged 30,000 feet in minutes

Don't read this if you're traveling any time soon.

Best party cities around the world

Fri, 06 Sep 2019 13:21:43 GMT

Any major city will have bars, clubs and live music venues, but not all of them can claim to be a true party capital.

Find some 'Downton Abbey' spirit in Rhode Island

Fri, 20 Sep 2019 14:31:37 GMT

"Downton Abbey" characters are likely to drop in at Newport, Rhode Island, summer "cottages." Some of these Gilded Age megamansions are still open for tours today.

10 of the best luxury seaside hotels in Greece

Tue, 10 Sep 2019 10:05:01 GMT

Filled with lavish amenities ranging from private helicopter transportation and personal butlers, these luxurious seaside hotels offer some of the best places to stay Greece.

Best castle stays in Ireland

Mon, 09 Sep 2019 14:23:37 GMT

Ever harbored a desire to live like royalty and bed down in a castle for the night?

Why you should be alone in the Louvre

Wed, 11 Sep 2019 19:34:41 GMT

Director and actor Mathieu Kassovitz, known for his role in "Amélie," spends some quiet time in a museum normally teeming with tourists.

Exploring London's abandoned underground stations

Thu, 19 Sep 2019 08:29:33 GMT

As the oldest subterranean railway network in the world, the London Underground has been through a lot of changes since it opened back in 1863.

Panic ensues when plane unexpectedly plunges mid-flight

Thu, 19 Sep 2019 22:59:32 GMT

Passengers were thrown into a frenzy when their plane unexpectedly took a terrifying mid-air plunge.

Area 51 festival a 'humanitarian disaster' waiting to happen

Wed, 11 Sep 2019 16:58:19 GMT

Picture Burning Man organized by the Fyre Festival bros, but with little gray aliens running amok.

View photos of the wonders you'll find when you take a trip to Great Smoky Mountains National Park. From memorable hikes and drives to bears and elk, the park is packed with things to see.

13 essential Vietnam experiences

Thu, 12 Sep 2019 23:46:23 GMT

When it comes to variety, Vietnam is in a league of its own.

Northernmost hotel in the world to open

Fri, 13 Sep 2019 10:12:27 GMT

Ever dreamed of spending the night in an igloo at the North Pole? For one month only, travelers will have the opportunity to do just that -- provided they've got a spare $100,000.

The secret ingredient in Vietnam's most indulgent bowl of pho

Mon, 16 Sep 2019 19:24:38 GMT

Pho is arguably the single most famous dish in Vietnamese cuisine.

Booking.com warned over 'only one room left' claims

Thu, 19 Sep 2019 12:15:58 GMT

The hotel booking website has not sufficiently changed its selling tactics to comply with UK law, according to UK consumer group

Ancient mosaic found near Sea of Galilee depicts Jesus miracle

A colorful mosaic recently found in the "Burnt Church" in Hippos near the Sea of Galilee appears to depict a miracle Jesus is said to have performed nearby -- the feeding of the 5,000 -- archaeologists say.

"Downton Abbey" characters are likely to drop in at Newport, Rhode Island, summer "cottages." Some of these Gilded Age megamansions are still open for tours today.

These Italian towns will pay you $27,000 to move in

Thu, 12 Sep 2019 18:01:17 GMT

When Italian villages began selling houses for $1, it seemed too good to be true. But the latest offer from Italy is enough to make even that deal look like a ripoff.

Hotels with Instagram-perfect views

Tue, 03 Sep 2019 17:04:12 GMT

With the explosion in popularity of Instagram, it increasingly feels like you haven't really been on vacation until you've carefully crafted and posted that all-important shot from your hotel, hacienda or houseboat.

There were (thankfully) fewer alien enthusiasts than authorities expected. There were arrests and a Naruto runner

The day we had all been waiting for is finally here -- but it wasn't as exciting as expected. And that's probably for the best.

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