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There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at best.

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Understanding Travel Insurance

Travel Insurance is important to understand, since like health insurance coverage, the customer may be refused coverage. Many insurance companies will offer a surplus of coverage for individuals and families. The company will consider few aspects of the policyholder, by reviewing the risk factors involved. If the policyholder is a high-risk the company may cover the holder, but the premiums will be higher than standard in most instances. Travel Insurance on the other hand, can refuse customers if they pose a high-risk.

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CNN.com delivers up-to-the-minute news and information on the latest top stories, weather, entertainment, politics and more.

These countries have more than one capital

Mon, 30 Mar 2020 12:17:14 GMT

The wars, revolutions and fallen empires that transformed the world map in the 20th century have a surprising beneficiary: capital cities.

If you must fly, here are some tips to do it safely

Tue, 07 Apr 2020 01:08:05 GMT

Most of the country is sheltering in place and air traffic has slowed dramatically but there are still people who must fly.

The Hong Kong hotel weathering the coronavirus storm

Mon, 06 Apr 2020 01:24:18 GMT

Lantau is Hong Kong's largest island, home to three of its busiest spots -- Hong Kong Disneyland, the Tian Tan Buddha and Chep Lak Kok Airport.

Luxury hotel launches Covid-19 guest package

Fri, 27 Mar 2020 15:34:18 GMT

The modern, luxury apartments in Switzerland don't have a mini-bar -- they have a big bar.

Wuhan's beautiful cherry blossoms captured in stunning drone footage

Thu, 26 Mar 2020 14:17:14 GMT

Though mainly associated with Japan, cherry blossom season is a widely anticipated event in cities around the world, a sign that spring has arrived, an opportunity for people to get out and enjoy nature's unrivaled beauty.

LA is empty ... but the Hollywood Stars are still there

Mon, 06 Apr 2020 22:33:53 GMT

Here's a look at three iconic Los Angeles travel destinations that have been impacted by the Covid-19 pandemic.

Restaurant creates coronavirus-themed burger

Fri, 27 Mar 2020 11:29:25 GMT

Among global efforts to offer some light relief to the current crisis, bakers and chefs have been producing coronavirus-related dishes that are hopefully a lot tastier than the epidemic which has inspired them.

$600 'doomsday' dinner party, delivered to your door by bunnies

Thu, 02 Apr 2020 16:24:18 GMT

Chefs Adam Bordonaro and Ryan Lory opened their first restaurant in 2019. Ardyn, an intimate, romantic spot in the Greenwich Village neighborhood of New York City, received immediate attention, with rave reviews from the media and diners and a packed dining room and bar, to boot.

What will travel look like after coronavirus?

Mon, 30 Mar 2020 09:54:22 GMT

As movement around the world grows more and more restricted, it's hard to imagine what travel will look like when it eventually ramps back up.

Airbnb announces plan to offer free housing to coronavirus responders

Thu, 26 Mar 2020 13:00:04 GMT

As the coronavirus pandemic continues to affect people all over the globe, Airbnb has stepped up with a plan to offer free or subsidized housing to people working on the disease's front lines, namely health care professionals, emergency workers and relief personnel.

Winners of the annual Takhini Hot Springs Hair Freezing Contest

Thu, 02 Apr 2020 01:50:18 GMT

How to stop disease spreading on airplanes and ships

Mon, 06 Apr 2020 08:17:23 GMT

Aviation is fighting for survival. Cruise ships are grounded. As the pandemic grows, the travel industry faces an uncertain future and is scrambling to adapt.

More than 40 spring breakers who ignored public health advice test positive for coronavirus

Thu, 02 Apr 2020 15:42:27 GMT

Dozens of spring breakers from Texas boarded a plane for fun and came home with coronavirus.

Ecuador's largest waterfall has disappeared

Thu, 02 Apr 2020 04:14:47 GMT

The largest waterfall in Ecuador has seemingly vanished after a sinkhole swallowed part of its water source.

Passenger gets entire plane to herself

Sat, 04 Apr 2020 13:44:05 GMT

Sheryl Prado got a special shout-out from flight attendants as the only person riding on a Washington to Boston flight.

I moved to Paris during lockdown and couldn't explore farther than a kilometer. Here's what I found

Wed, 01 Apr 2020 09:56:51 GMT

The plan to move to France had been in the works for months. We bit the bullet and quit our jobs, packed our poky London flat into boxes, and then watched the world come crashing down around us.

A restaurant once dubbed the world's best reopens to feed first responders

Fri, 03 Apr 2020 14:06:42 GMT

It's safe to say no one in the world is sitting down to a three-plus hour, eight-course dinner costing hundreds of dollars at any of the top fine destinations around the globe.

Meet the woman fighting to keep India's calligraphy culture alive

Thu, 02 Apr 2020 03:29:43 GMT

India has 22 official languages. But the real beauty isn't just in hearing them spoken -- it's in seeing them rendered in script.

One of Australia's most popular professional sports could relocate to a tropical island during the coronavirus pandemic

Fri, 03 Apr 2020 05:38:46 GMT

Players of one of Australia's most popular professional sports could be quarantined on a luxury island under an audacious plan being considered to get them back on the field -- and back on TV -- during the coronavirus crisis.

I caught the last flight to propose to my girlfriend on the other side of the world

Thu, 26 Mar 2020 17:38:17 GMT

Stay in Cairo with family or catch the last flight to Canada to be with my love. I needed to decide quickly but feared that traveling during this pandemic was the equivalent of suicide, or worse, murder.

Is this the world's best Indian restaurant?

Fri, 27 Mar 2020 01:58:39 GMT

On Asia's 50 best restaurants list, updated annually, most of the top spots are usually awarded to upscale restaurants in Japan, Hong Kong, Singapore and Bangkok.

Hundreds of trekkers stranded on Nepal's mountain trails after coronavirus lockdown

Thu, 26 Mar 2020 15:25:12 GMT

Hundreds of trekkers are stranded on high-altitude trekking trails across Nepal due to a nationwide lockdown designed to contain the coronavirus spread.

The wild world of America's private zoos

Wed, 08 Apr 2020 09:35:12 GMT

Along with Italian marble and Egyptian antiquities, legendary newspaper publisher William Randolph Hearst filled his San Simeon estate with hundreds of wild animals.

Virus frees elephants from tourist rides

Thu, 26 Mar 2020 17:40:08 GMT

Elephants forced to perform tricks and carry tourists in the Maesa Elephant Camp in Chiang Mai, Thailand are to be liberated from their controversial work as a consequence of the coronavirus, the park's owner says.

South Korea's Jeju Island is suing two tourists who visited while having coronavirus symptoms

Sat, 04 Apr 2020 07:37:12 GMT

The provincial government of Jeju Island, South Korea, is suing two women who visited the island on vacation despite the younger one having symptoms of coronavirus.

Inside one of the world's largest virtual cities

Tue, 07 Apr 2020 06:50:51 GMT

A producer from Dubai360 explains how to bring virtual museums and experiences to life.

Caught in the coronavirus crossfire, Airbnb commits $250 million to cover some hosts' losses

Mon, 30 Mar 2020 22:51:13 GMT

With coronavirus spreading across the globe, thousands of travelers have called off plans for vacations, work trips and family visits.

Vermont closes all hotels, vacation rentals and campgrounds

Mon, 30 Mar 2020 17:47:23 GMT

Vermont Governor Phil Scott ordered all lodging, including hotels, Airbnb and campgrounds, to suspend operations on Monday.

The US is not issuing passports unless it's a 'life-or-death' family emergency

Fri, 03 Apr 2020 14:00:34 GMT

The US has stopped issuing passports, unless in a "life-or-death emergency,'' in an effort to help stop the spread of coronavirus.

Stained glass 'prayer windows' for planes

Fri, 27 Mar 2020 10:03:38 GMT

There isn't a big market for travel accessories right now, but a new concept by product designer Danielle Baskin seems perfectly suited to this time of refuge and reflection.

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