There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at best.
Understanding Travel InsuranceTravel Insurance is important to understand, since like health insurance coverage, the customer may be refused coverage. Many insurance companies will offer a surplus of coverage for individuals and families. The company will consider few aspects of the policyholder, by reviewing the risk factors involved. If the policyholder is a high-risk the company may cover the holder, but the premiums will be higher than standard in most instances. Travel Insurance on the other hand, can refuse customers if they pose a high-risk.
Monument Valley Utah Land of Many Stories
It's 7:30 AM, sunrise. I stand in the parking lot of the Monument Valley Tribal Park Visitors Center, waiting for my Navajo guide. The wind stirs and I zip up my jacket, crunching my boots in a patch of January snow as I step in place to keep warm.
I turn at the Navajo greeting. Harold Simpson, my albino Navajo guide who owns Simpson's Trailhandler Tours stands behind me with his brother Richard.
"I see you've noticed the Mittens," he says with a grin, pointing to the giant mitten-shaped buttes. "Did you know that Dinéh, the Navajo, believe the Mittens fit the hands of the Gods, and at one time, Monument Valley was the Gods' playground?"
The story reminds me of why I've come to this high, windswept heart of the Southwest: to learn the Navajo tales first-hand -- age-old legends that have been passed down through the generations. I want to explore this sacred place, home to gentle people, roaming horses, and scenery so striking it has been used as the background for countless movies and TV commercials.
Harry Goulding, known as "the man who brought Hollywood to Monument Valley," convinced director John Ford to use Monument Valley as the setting for his western movies in the 1930's.
With a guided tour, you get the Navajo culture, and you get to go into the backcountry which would otherwise be off-limits."
Suzie gives us a gap-toothed grin as we examine the sheepskin rugs that cover the clay floor, the smoke hole that pierces the domed roof, and colorful woven carpets that decorate the floors and walls.
We say good-bye to Suzie, and then hike to an arch called "Big Hogan", where a natural Indian profile appears on the wall. Harold walks behind a nearby dune, and we rest against the cool rock.
At John Ford Point, the filming location of Stagecoach, we see Frank Jackson, the "Navajo John Wayne." Clad in vivid red, he rides his horse out on the mesa ? a perfect opportunity for photographs.
In this unchanging vista time seems to stand still, yet my watch tells me hours have passed. Tomorrow I will see the Anasazi ruins in nearby Mystery Valley, but already the trip scores high. I came here for the stories, and I'd heard many ? from Harold's ancient Navajo myths to Harry Goulding's Hollywood tales.
.Travel writer Melody Moser's articles and photos have appeared in publications such as The Orlando Sentinel, The AAA Touch, Arabella Romances Magazine, Connecting Solo Travel News, The Globe, and GoNomad.com; she also writes regularly for The Tourist News, a supplement to The Miami Herald.
She can be reached through her travel blog at http://www.traveldreamsite.blogs.com/.
By: Melody Moser
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