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There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at best.

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Understanding Travel Insurance

Travel Insurance is important to understand, since like health insurance coverage, the customer may be refused coverage. Many insurance companies will offer a surplus of coverage for individuals and families. The company will consider few aspects of the policyholder, by reviewing the risk factors involved. If the policyholder is a high-risk the company may cover the holder, but the premiums will be higher than standard in most instances. Travel Insurance on the other hand, can refuse customers if they pose a high-risk.

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KLIA to Kuala Lumpur Railway System

The railway system in Kuala Lumpur is state of the art to put it mildly. The railway system joins the airport to the city center while also having a mono rail and a raised railway to service other parts of the city.The railway service from the airport (KLIA Express) is excellent and for many people it is the only way to travel from the airport to KL. The service operates every 20 minutes from 5 am to 12 am and takes exactly 28 minutes to cover the 100 or so kilometers. The service is clean, fast and safe and has the advantage from running the basement of the arrivals hall at Kuala Lumpur's stunning airport. The cost of this service is RM35 one way and is a non stop service to Sentral Station in Kuala Lumpur.

The other public transport options from the airport to the city are by taxi, but beware because they are out to make a handsome profit on this trip. A taxi from the airport should never cost more than RM100 including tolls and even at that they are making a massive profit. If you manage to get one for RM60 you will be doing well.

The advantage of a taxi is that if there are a number of you it will be cheaper and you will be brought straight to you hotel / final destination.If you do choose the rail link to Sentral Station from KLIA you will need a taxi from there to your final destination. There will be people selling you taxis from desks within the station, but you may fare better if you just go outside and try to talk to the taxi drivers yourself.

.Ronan Menton is the webmaster for a number of travel related websites and has been for some time in Ireland, associated with search engine optimisation in the Irish travel industry. He spends two months a year in Kuala Lumpur, Malaysia and now sees it as his second home. Among the many sites he is currently working on are the following: hotels in Singapore and hotels in Kuala Lumpur.

By: Ronan Menton

Travel Insurance

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