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There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at best.

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Understanding Travel Insurance

Travel Insurance is important to understand, since like health insurance coverage, the customer may be refused coverage. Many insurance companies will offer a surplus of coverage for individuals and families. The company will consider few aspects of the policyholder, by reviewing the risk factors involved. If the policyholder is a high-risk the company may cover the holder, but the premiums will be higher than standard in most instances. Travel Insurance on the other hand, can refuse customers if they pose a high-risk.

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For a Romantic Beginning

-FOR A ROMANTIC BEGINNING- IF YOU'RE UNDECIDED ON PLANS FOR YOUR WEDDING AND/OR HONEYMOON, JUST CONSIDER THE FOLLOWING IDEAS: SANDALS AND BEACHES "LOVE IS ALL YOU NEED" WeddingMoons Free for couples who stay five nights or longer. Your Sandals complimentary WeddingMoon's package includes: Preparation of documentation Certified copies of marriage license, legal fees Ceremony Officiant Wedding announcement cards Champagne and hors d'oeuvres wedding reception Flower bouquet and boutonniere Elaborate Caribbean wedding cake One 5" x 7" wedding photograph Honeymoon candlelight dinner for bride and groom "Just Married" T-shirts Many additional options available Choose from many locations including those in Jamaica, Antigua, St. Lucia and the Bahamas. CRUISING INTO MARRIAGE Many cruise lines offer shipboard weddings. Most offer honeymoon amenities packages.

A sampling is listed below: Carnival Cruise Lines Amenities for newlyweds include a Couples and Lovers Party, complimentary cake in the dining room and, on request, continental in-cabin breakfast daily. Crystal Cruises Highlights include new Mediterranean itineraries, an East Coast U.S.

cruise that calls in Bermuda, Charleston, SC, and Savannah, GA. Norwegian Cruise Lines The new Norwegian Star has its own wedding chapel and freestyle cruising. Many wedding packages available ? NCL handles everything! Year-round Hawaii departures so you don't have to plan around the "cruise" season. Princess Cruises Features a wedding chapel, a wedding-at-sea program and a Wedding Cam providing live online pictures of your wedding for friends and relatives back home. Windjammer Barefoot Cruises Honeymoon packages include a suite, champagne, a welcome aboard basket, his-and-her Barefoot Honeymoon T-shirts and 50% discount on your anniversary cruise. Windstar Cruises Windstar Cruises has been named most romantic cruise line for three years in a row.

Honeymoon couples reception with champagne and hors d'oeuvres is hosted by the captain. But wait, there's more . . .

Do you prefer a land-based package? For your wedding, honeymoon, renewal of vows, romantic getaway, anniversary or special occasion, consider just a few possible destinations: Anguilla Aruba Barbados Bonaire British Virgin Islands Dominican Republic Europe Grand Cayman Hawaii Puerto Rico St. Maarten/St. Martin St. Kitts/Nevis St.

Lucia Tahiti Tobago U.S. Virgin Islands Submitted by: Faye Ratcliff ~Seabreezes~ Personalized Travel www.SeabreezesTravel.

com Seabreezes@charter.net .

By: Faye Ratcliff

Travel Insurance

Holiday Comparison Private Owner Villa Vs Package HolidayHotel - So what are the advantages of booking a holiday home direct with the owner over hotel? Firstly, you are renting a holiday home from the owner, who wants to ensure your stay at the apartment, cottage or villa is as enjoyable as possible - so you will.

Fun Things to do in Key West - When people think of a Visit Hong Kong - HONG KONG is very much 'abroad'.

From Gods Garden to Europes Samba capital - >From God?s Garden to Europe?s Samba capital ?I climb up to Saint Vitas of Staffelstein and see the countryside surrounding the River Main in front of me.

Italy a visit to Civita di Bagnoregio - Between the Tevere River and Bolsena lake, in the green latium countryside, on the top of a clay hill, rises the small town "Civita di Bagnoregio".

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